What is the 60-day demand letter, and do I really need it?

What is the 60-day demand letter, and do I really need it?

Yes — the 60-day demand letter is mandatory. Under O.C.G.A. § 33-4-6, before you can sue an insurer for bad faith penalties, you must send a written demand giving the insurer at least 60 days to pay the claim. If you file suit without first sending this letter, you forfeit your right to the 25% bad faith penalty and attorney’s fees — even if the insurer’s conduct was clearly wrongful. This letter must be drafted carefully and sent to the correct party in the correct form. Our attorneys handle this step with precision.