Can I sue an insurance company directly for bad faith in Georgia, or do I have to sue the person who hurt me first?

Can I sue an insurance company directly for bad faith in Georgia, or do I have to sue the person who hurt me first?

For first-party claims (your own insurer — health, UM/UIM, property), you can sue your insurer directly for bad faith without first establishing liability against a third party. For third-party bad faith claims (the at-fault driver’s insurer), the analysis is more complex — typically the underlying tort claim must be resolved first, or you must establish that the insurer’s failure to settle within policy limits exposed its insured to a judgment in excess of coverage. Our attorneys at Haug Barron Law Group can assess your specific situation and determine the right litigation strategy.