What is MedPay coverage in Georgia and how does it differ from regular health insurance?

What is MedPay coverage in Georgia and how does it differ from regular health insurance?

MedPay is automobile insurance — specifically, a first-party medical expense benefit within your car insurance policy. Unlike health insurance, MedPay (a) pays regardless of fault, (b) has no deductibles or co-pays to satisfy before it kicks in, (c) may pay your health insurance out-of-pocket costs, and (d) covers all passengers in your vehicle, not just the named insured. It is governed by O.C.G.A. § 33-34-4 rather than Georgia’s health insurance statutes.