What happens if the at-fault driver has no insurance and I am catastrophically injured?

What happens if the at-fault driver has no insurance and I am catastrophically injured?

This is one of the most common catastrophic-injury scenarios we see. Your strategy in this situation involves: (1) MedPay benefits from your own policy; (2) Uninsured Motorist (UM) coverage under O.C.G.A. § 33-7-11 — this is critically important and should be purchased at the highest available limit; (3) your own health insurance; and (4) any commercial or umbrella policies that may apply. Our firm specializes in identifying and pursuing every available coverage layer after catastrophic accidents.