What is a MedPay subrogation lien and can it be reduced?

What is a MedPay subrogation lien and can it be reduced?

After paying your MedPay benefits, your insurer has a contractual right to recover those amounts from your third-party settlement — this is called subrogation. Georgia courts have placed limits on insurer subrogation rights, particularly the make-whole doctrine, which can prevent the insurer from recovering if doing so leaves you under-compensated for your full losses. Under O.C.G.A. § 33-24-56.1 and applicable case law, our attorneys routinely negotiate significant reductions in MedPay subrogation liens — maximizing the net recovery our clients take home.