What if the person who caused the accident was uninsured or underinsured?
Georgia law requires insurers to offer uninsured motorist (UM) and underinsured motorist (UIM) coverage to all policyholders under O.C.G.A. § 33-7-11. If the at-fault driver has no insurance or insufficient insurance to cover the full value of your injuries, your own UM/UIM policy can provide crucial additional recovery. Georgia also allows “stacking” of UM policies in certain circumstances. Haug Barron Law Group identifies and exhausts all available insurance coverage in every catastrophic injury and wrongful death case.
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