Can my insurer deny my MedPay claim? What are my rights?

Can my insurer deny my MedPay claim? What are my rights?

Yes, insurers sometimes wrongfully deny MedPay claims. Common denial reasons include: claiming the injury is not accident-related, asserting a policy exclusion, or disputing the medical necessity of treatment. If your claim is denied in bad faith, you may be entitled to the full benefits owed plus a 25% statutory penalty and attorney’s fees under O.C.G.A. § 33-4-6. You may also file a complaint with the Georgia Insurance Commissioner. At Haug Barron Law Group, we challenge wrongful denials aggressively.