Is there a difference between MedPay and PIP in Georgia?

Is there a difference between MedPay and PIP in Georgia?

Yes — a significant one. Georgia eliminated mandatory Personal Injury Protection (PIP) in 1991 when it repealed mandatory no-fault coverage. MedPay is the closest equivalent available in Georgia today, but unlike PIP in other states, Georgia MedPay does not cover lost wages or replacement services. It covers medical and funeral expenses only. If you need coverage for lost income after a Georgia accident, you must pursue the at-fault driver’s liability insurance, your own uninsured/underinsured motorist coverage, or disability insurance.