What is the MCS-90 endorsement and how does it affect my Georgia truck accident claim?

What is the MCS-90 endorsement and how does it affect my Georgia truck accident claim?

The MCS-90 endorsement is a federally mandated insurance provision under 49 C.F.R. § 387.15 that requires interstate motor carriers to maintain minimum levels of liability coverage. The MCS-90 can obligate a carrier’s insurer to pay a judgment even if the carrier claims the driver was an independent contractor, not an employee. This is a critical protection for victims — it prevents trucking companies from using contractor designations to escape financial responsibility. At HBLG, we regularly analyze MCS-90 triggers and other insurance coverage issues to maximize recovery for our clients.