What is the made-whole doctrine in Georgia, and does it apply to my case?

What is the made-whole doctrine in Georgia, and does it apply to my case?

Georgia’s made-whole doctrine generally provides that a subrogating insurer cannot recover from your settlement unless you have been fully compensated for all your damages. This is a powerful tool against private health insurers. However, it does not apply to ERISA-governed employer health plans (due to the McCutchen decision), Medicare, or Medicaid. Whether the made-whole doctrine applies to your insurer requires case-by-case legal analysis—the type HBLG performs for every client.