What is the difference between workers’ compensation and a third-party lawsuit in Georgia?

What is the difference between workers’ compensation and a third-party lawsuit in Georgia?

Workers’ compensation provides limited, no-fault benefits: medical expenses and a portion of lost wages. It does not compensate for pain and suffering, full lost earning capacity, or punitive damages, and your employer cannot be sued directly. A third-party lawsuit is a separate civil claim against a non-employer who contributed to your injury — such as a chemical company, machine manufacturer, or property owner. Third-party claims can yield full compensatory and punitive damages. HBLG pursues both avenues simultaneously to maximize your recovery.