How is a Georgia personal injury verdict paid — can the defendant refuse to pay?

How is a Georgia personal injury verdict paid — can the defendant refuse to pay?

Once a Georgia judgment is entered, the defendant has limited options. If they have liability insurance, the insurer typically pays up to policy limits. If the verdict exceeds policy limits, the defendant is personally liable for the remainder. Georgia judgment creditors may garnish bank accounts and wages and place liens on property under O.C.G.A. § 18-4-1 et seq.. Post-judgment interest accrues under O.C.G.A. § 7-4-12.