How does UM/UIM coverage interact with health insurance and MedPay?

How does UM/UIM coverage interact with health insurance and MedPay?

Medical Payments (MedPay) coverage pays medical bills immediately, regardless of fault, and is available under most Georgia auto policies. Health insurance will also pay bills subject to copays and deductibles—but may assert a subrogation lien against your UM/UIM recovery. ERISA health plan liens, Medicaid liens (under O.C.G.A. § 49-4-149), and Medicare liens (under 42 U.S.C. § 1395y(b)) must be carefully navigated to preserve your net recovery. HBLG handles all lien negotiations as part of every case.