Does UM/UIM coverage pay for property damage?

Does UM/UIM coverage pay for property damage?

UM coverage in Georgia includes both bodily injury and property damage components, but they are purchased separately. Uninsured Motorist Property Damage (UMPD) is a distinct coverage that pays for damage to your vehicle when the at-fault driver is uninsured. Review your declarations page to confirm whether you have UMPD coverage.