Does UM/UIM coverage pay for pain and suffering in Georgia?

Does UM/UIM coverage pay for pain and suffering in Georgia?

Yes. UM/UIM coverage compensates for all compensable damages under Georgia law, including medical expenses (past and future), lost wages (past and future), diminished earning capacity, pain and suffering, loss of enjoyment of life, and, in wrongful death cases, the full value of the decedent’s life under O.C.G.A. § 51-4-2. Your UM/UIM insurer will attempt to minimize these damages; HBLG maximizes them.