Do I have to sue my own insurance company to collect UM/UIM benefits in Georgia?

Do I have to sue my own insurance company to collect UM/UIM benefits in Georgia?

Yes—under Georgia law, to collect UM/UIM benefits, you typically name your own insurer as a party defendant in the lawsuit. Your own insurer then has the right to defend in the name of the uninsured or underinsured driver. This can feel strange—suing your own company—but it is the proper procedure under O.C.G.A. § 33-7-11(d). HBLG handles this process seamlessly and ensures your interests are protected throughout.