What are Georgia’s car accident laws in 2026?

What are Georgia’s car accident laws in 2026?

Georgia’s core car accident framework remains intact in 2026. Key laws affecting Georgia accident victims include:

• Modified Comparative Negligence (O.C.G.A. § 51-11-7) — You can recover damages as long as you are less than 50% at fault. Your recovery is reduced by your percentage of fault.
• Mandatory Minimum Insurance — Georgia requires all drivers to carry at least $25,000 per person / $50,000 per accident in bodily injury liability coverage, plus $25,000 in property damage liability.
• UM/UIM Coverage — Uninsured/underinsured motorist coverage is required unless specifically rejected in writing. We strongly advise all clients to carry robust UM/UIM limits.
• Two-Year Statute of Limitations (O.C.G.A. § 9-3-33) — As discussed above, most injury claims must be filed within two years.
• Offer of Settlement Statute (O.C.G.A. § 9-11-68) — This law governs formal settlement offers and can have significant cost-shifting consequences if an offer is rejected and the outcome at trial falls within a certain range of the offer.

Georgia law continues to evolve through legislation and appellate decisions. Consulting an attorney ensures you have up-to-date guidance specific to your case.