What if the driver who hit us had no insurance or insufficient insurance?

What if the driver who hit us had no insurance or insufficient insurance?

Georgia requires all drivers to carry minimum liability insurance, but many drivers carry only minimum limits — or no insurance at all. If the at-fault driver is uninsured or underinsured, your own auto insurance policy’s Uninsured/Underinsured Motorist (UM/UIM) coverage may be available to compensate your child for their injuries (O.C.G.A. § 33-7-11). Georgia is a UM/UIM state with strong policyholder protections. Haug Barron Law Group will analyze every available insurance policy — including the at-fault driver’s coverage, your own UM/UIM coverage, and any applicable umbrella policies — to maximize your recovery.