What if the at-fault driver doesn’t have enough insurance to cover my losses?

What if the at-fault driver doesn’t have enough insurance to cover my losses?

This is a common and devastating situation. Georgia law requires drivers to carry minimum liability insurance of $25,000 per person (under O.C.G.A. § 33-7-11), which is wholly inadequate for an amputation case. However, you may have access to your own Uninsured/Underinsured Motorist (UM/UIM) coverage, which can stack with the at-fault driver’s policy. Additionally, Haug Barron Law Group investigates every possible source of insurance coverage — including umbrella policies, employer policies, and product liability coverage — to maximize total recovery.