What damages can I recover in a Georgia bad faith insurance lawsuit?
In a successful Georgia bad faith claim under O.C.G.A. § 33-4-6, you can recover: (1) the full amount of the original loss the insurer improperly denied or delayed; (2) a 25% bad faith penalty on that amount; (3) all reasonable attorney’s fees and litigation costs. In extreme cases involving intentional misconduct, O.C.G.A. § 51-12-5.1 allows for punitive damages (up to $250,000, or uncapped if there was specific intent to harm).
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