: Can I stack multiple UM/UIM policies in Georgia?

: Can I stack multiple UM/UIM policies in Georgia?

Potentially, yes. Georgia allows stacking of UM/UIM benefits in certain circumstances—for example, if you own multiple vehicles under the same policy, or if you qualify as an insured under a family member’s separate policy. O.C.G.A. § 33-7-11(b)(1)(D)(ii) and cases such as Nationwide Mutual Insurance Co. v. Peek, 291 Ga. App. 347 (2008) provide the analytical framework. HBLG performs a complete policy audit in every case to identify all available coverage.