Will a structured settlement affect my Medicaid or SSI benefits in Georgia?

Will a structured settlement affect my Medicaid or SSI benefits in Georgia?

Potentially, yes — unless structured carefully. Direct ownership of a structured settlement annuity may constitute a countable resource. However, if the settlement funds are placed into a properly drafted Special Needs Trust (SNT) or used to purchase exempt assets (home, vehicle), Medicaid and SSI eligibility can often be preserved. This requires careful coordination with Georgia’s DFCS, which administers Medicaid through the Georgia Department of Community Health. Our attorneys work with certified SNT planners to protect your benefits.